Blackcatcard Review 2024 → Euro Bank Service with Crypto Wallet!
Table of contents
- About Blackcatcard IBAN Account
- Overview Of Blackcatcard
- Blackcatcard Review
- Blackcatcard Personal Card Account Reviews
- Blackcatcard Business Account Reviews
- Blackcatcard Fees
- How Does Blackcatcard Work?
- Blackcatcard App
- Who Is Blackcatcard For?
- Blackcatcard Reviews: What Do Customers Think?
- Is Blackcatcard Worth It?
- Blackcatcard Pros And Cons
- Blackcatcard Refund Policy
- How To Contact Blackcatcard
- Where to buy Blackcatcard?
- Is Blackcatcard legit?
- Is Blackcatcard a bank?
- What are the benefits of Black Cat Card?
- How do you top up a Blackcatcard?
- What is the limit on the Blackcatcard?
- Conclusion of Blackcatcard Reviews
About Blackcatcard IBAN Account
Are you tired of high service fees on your bank card? The worst is the high charge when using it internationally. Then, it’s time to change your card to be more profitable with Blackcatcard.
Accessing your money would be easier with this international money service. Hence, you can easily access your euros online with many benefits, like cashback, crypto trading, and fewer fees.
In addition, this online bank service is well-known and used globally. It also featured in the Malta Fintech Awards 2023, Best Mobile Money Offering, Best Cryptocurrency Wallet, etc.
Its social media also connects 8.8K followers on Facebook and 2.8K on Instagram. Before making an account, let’s learn more about this company in our Blackcatcard review!
Overview Of Blackcatcard
Blackcatcard is a European company offering international money services. Further, the company was founded in 2019 and issued by Papaya Ltd.
It embarks on the industry with the mission to manage your money easily and safely. Plus, it should also come with bank-level security and modern protocols to ensure the safest use.
Additionally, the card is applicable worldwide in the US, South Africa, South Korea, China, the EU, and others. That’s why many people worldwide use the cards to get easy access using the app or card.
Blackcatcard Review
For easy access to payment and transfer, Blackcatcard is the right option. It offers an online bank service with virtual and plastic cards. Further, the card is accepted at any ATM and payment terminal compatible with Mastercard.
You can join the free personal and business accounts. This card is free of charge, including creation and maintenance. Moreover, it has various features, such as cashback, bonus programs, cryptocurrency, and more.
In addition, you can use it to track your expenses, send money, and even earn cashback. Now, let’s learn about the pricing and its card in the following Blackcatcard review!
Blackcatcard Personal Card Account Reviews
The Blackcatcard personal card is free to those who want to make euro savings online. This free IBAN is available for users over 16 years old worldwide. No matter where you live.
In addition, this online bank service can be a new way to top up cryptocurrency from euros. You can easily obtain the USDT assets from your Binance account and exchange them for Euros. Then, transfer them to your Blackcatcard IBAN country account.
We also love that incoming and 5 outgoing SEPA transfers are free. The outgoing transfer only costs €0.20 per transfer. Not to mention, the balance can earn up to 4% p.a. reward.
All in all, with all those features, it’s highly recommended for expats or those who want to invest. Therefore, stop waiting and start making your account for free!
Blackcatcard Business Account Reviews
Need an account for your business? Thankfully, the Blackcatcard business account is available. It’s the best choice for digital banking for businesses of any scale.
This account is specifically designed for business. That being said, you’ll find many corporate features. It includes unlimited accounts and payment cards per business. Also, it can be used in most jurisdictions.
Similar to the personal account, it can also make and receive payments in crypto and Euros. The worldwide sender can also transfer to your business account. So it’s best for those with international-scale businesses.
Open your business account now. Simply pass the verification, get set up, and access the account. Thus, let’s make the best payment process for your business with this ultimate online business banking for free!
Blackcatcard Fees
Are you wondering about any fees for using your Blackcatcard account? Well, it may vary depending on the card and your activity. However, check the list of fees below:
Personal Account Pricing
- Opening IBAN account: Free
- Maintainance fee: Free
- Card issue: Free
- Additional card: From €7
- Card payment: Free
- Dormancy fee: €15/month
- SEPA Transfers: Free for 5 times / €0,20 after
- Transfer: Free
- Cash withdrawal Fee: Free up to €200/month and 1% after
Those are some of the prices for using a personal account. You can check the personal account pricing page for more information on fees. Next, check the price for the business account below:
Business Account Pricing
- Account opening: €15 to €1500
- Activation fee: €15 to €250
- IBAN registration: €10 to €1000
- IBAN monthly fee: €25 to €150
- Card issue: Free to €100
- SEPA Transfers: €7 to €100
- Transfer: €25, 0.1%, 0.15%, 0.25%
- Cash withdrawal fee: 2% to 3%
The business account fee varies depending on your country. Visit the business account pricing page for more detailed information. Users can also find information about limits and additional fees there. Hence, let’s start leveraging all those free features!
How Does Blackcatcard Work?
Blackcatcard is an online bank service where you can create an account and issue a card in Euros. It works in all countries as an IBAN account.
So, it is basically similar to your usual digital debit card. However, it has additional features like custodial crypto wallets, cashback, and other free fees. Learn also how to sign up below:
- Click the “Open an account” button to register
- Follow all the instructions to fill out your basic information
- Give all legal info about your citizenship for smooth verification
- Then, use the mobile app to access your online card
- Users can also issue physical cards that will be delivered for free to their address
- Lastly, you can login and start the transaction!
Blackcatcard App
The Blackcatcard app is a mobile app that allows users to access the European Mastercard online. You can use it like Apple Pay. It also allows other online transactions, such as buying/selling crypto, earning bonuses, SEPA transfers, and more.
Download the mobile banking for free on Google Play or App Store. Then, access the easy management of your card in your hand!
Who Is Blackcatcard For?
The Black Cat Card is most suitable for EEA citizens and worldwide users who are looking for more than mobile banking. Its IBAN account can provide huge benefits like cashback and cryptocurrency.
In addition, the Mastercard is for teenagers and adults. It has two kinds of accounts, designated for individual and company usage.
Blackcatcard Reviews: What Do Customers Think?
With over 100K downloads on Google Play, this international euro banking must have a huge number of reviews. And indeed, the company has over 3.02K reviews on Google Play.
In addition, it obtains good opinions from the users on Reddit and Trustpilot. For instance, the review platform collects 47% of 5-star ratings from 556 reviews. Further, check this one of Blackcatcard reviews:
Fast onboarding with no complex forms is super easy and straightforward. The app is also very user-friendly. If you select Express Card delivery, the card will arrive at your door. In my case, it arrived the next day, which is fantastic!
Never underestimate the negative reviews. It can prevent future risks. So, check one of the complaints below:
Excellent for daily usage, but it’ll take days to fix if you face troubles. I changed my phone number. Apparently, changing the number changes your crypto balance, too. But I received my balance credited within 5 days…
Most users love how smooth and easy the app experience is. Everything is good. However, some have said that fixing certain issues can take days.
Is Blackcatcard Worth It?
Blackcatcard mobile banking is worth investing in thanks to its compelling financial services. For instance, users can easily get a free IBAN account with no sign-up fees from home. You can even get the physical Mastercard.
In addition, your account can earn interest, cashback, and bonuses. The SEPA transfers and crypto trading ability add more specialty. All of that can be accessed from the seamless mobile app.
Blackcatcard Pros And Cons
Check the Blackcatcard pros and cons listed below to make the wisest decision:
Pros
- 3D secure protocol shields
- Robust crypto wallet & trading
- Multiple interest, cashback & bonuses
- Free IBAN for worldwide use
- User-friendly mobile banking app
- Many free transactions with a limit
- Free card delivery
- No sign up fee
- 14-day cancellation policy
- 24/7 support team
Cons
- Fixing issues can take days
Blackcatcard Refund Policy
Did you change your mind after purchasing the card? You can get a refund using the 14-day cancellation policy for any reason. Users can also cancel the card without penalty.
However, the cancellation should be made within the period. You won’t get any refund for the fees on the price list when you have already used the card.
How To Contact Blackcatcard
Do you have questions? You can contact the customer service that’s available 24/7 using the contact details below:
- Live Chat Button
- Social Media: @blackcatcardofficial
Headquarters Address
Papaya Ltd.
31 Sliema Road, Gzira GZR 1637
MALTA
Where to buy Blackcatcard?
Want to create your free account card? So, visit the blackcatcard.com to start leveraging your account. The cards are available for many supported countries!
Blackcatcard Frequently Asked Questions (FAQ)
When looking for Blackcatcard reviews, customers typically ask the following questions. We provide the answers to help you in making a smart purchase decision.
Is Blackcatcard legit?
Yes, the company is legit since it’s licensed by EMI and the Malta Financial Service Authority.
Is Blackcatcard a bank?
Yes, since it’s an online bank service that can manage cards and accounts.
What are the benefits of Black Cat Card?
The card has multiple benefits, like free sign-up fees, 2.2% annual interest, and 0.1% cashback.
How do you top up a Blackcatcard?
Click the “Top Up Account” button and choose either using a top-up code or an incoming SEPA payment.
What is the limit on the Blackcatcard?
There’s no limitation on card spending. However, the ATM withdrawal limits are 10000 euros/month and 5000 euros/day.
Conclusion of Blackcatcard Reviews & Ratings
Having a Euro account and crypto trading has never been easy. This mobile banking is the ultimate alternative for a versatile online wallet. Further, its IBAN account offers great features to obtain interest, cashback, and rewards.
Furthermore, you can use it for daily transactions and crypto trading. Hence, get your international bank card from home with Blackcatcard!
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